Our
clients entrust us with their personal information and we protect that information.
2
We
use various methods to safeguard personal information. These include physical
security, computer and electronic security, destruction of information no longer
needed, and contractual protections with third party data processors.
3
Personal
information held by us consists of all information provided for each application,
credit information obtained with the consent of the applicant, mortgage payment
history information, and information obtained during collection processes.
4
This
information is used by us and our affiliates only for the purposes listed in our
Client Consents (for Privacy Protection and Other) form, and Mortgage Commitment
forms. These include managing our mortgage portfolios, selling mortgages, conducting
market analyses, advising clients of services we make available that may interest
them and managing our relationship with our clients. Clients who do not wish to
receive notices of other services should please contact us at the address below.
Mortgage sales include transfers of client information necessary for servicing
each mortgage and for collection proceedings.
5
No
personal information is disclosed to third parties except as consented to by each
client, or as permitted or required by law.
6
You may request access to your personal information held by us, or request a change
in your consent to our use of your personal information, by contacting our Privacy
Compliance Officer.
7
All inquiries or complaints regarding personal information or privacy issues can
be forwarded to: